Keys & Co.Know your number before you shop.
A mortgage pre-approval tells you what you can actually afford, gives you a rate estimate to plan around, and makes your offer stronger when you find the right home. We connect you with a licensed, independent mortgage professional to get that sorted before you start touring — so you're shopping with real numbers, not guesses.
Get pre-approved →Shop with real numbers, not guesses
Shop with confidence
Know your real budget before you fall for a home that's out of range — pre-approval sets the ceiling before you start looking.
Move faster on offers
A pre-approval letter shows sellers you're ready to close, which matters in a competitive offer situation.
No surprises later
Understand your rate, term, and payment up front, instead of finding out under a firm closing deadline.
Mortgage payment calculator
Estimate your monthly payment (principal & interest only — property tax, insurance, and condo fees aren't included).
Illustrative estimate only — not a quote, approval, or offer of credit. Actual rates and payments depend on your lender and qualification.
Three steps, no obligation
1. Tell us about your situation
Down payment, income, timeline — a few basics so we can match you with the right mortgage professional.
2. Connect with a mortgage professional
We introduce you to a licensed, independent mortgage professional in our network — the actual application happens with them, not with us.
3. Get your pre-approval letter
Once it's issued, you're ready to shop and make offers with a real number behind you.
Get pre-approved
Tell us a bit about what you're looking for and we'll connect you with a mortgage professional — no obligation.